Welcome to Auto One
Turn-Key Solutions For BHPH
Auto One, Founded 2011, has advised, operated, and helped over independent dealers in Texas. We are a fully licensed servicer and lender by the OCCC.
AT A GLANCE
80 DEALERS SERVER
+25 PROFESSIONALS SERVING YOU PORTFOLIO
+$250mm PORTFOLIO SIZE EXPERIENCE
SERVICES
LOAN SERVICING
We offer use only bilingual collectors, and provide analytics and comparables to our clients. We strongly advise our clients to keep the back-end in house, so the recovery efforts are managed and controlled as part of their inventory best practices.
-Front end collection services for the assigned portfolio.
-Definition and management of collections key
performance indicators (KPI’s
-Definition of portfolio recovery strategies with early, late and past due accounts.
-Set up, development and administration of a collections team.
Credit Facility Management
We provide a full suite of reports that allow to proactively manage borrowing base and floor plan facilities. Our team keeps track of each disqualifying category to bring awareness to customers’ teams so they can actively manage them. We also help by directly managing lenders reporting when possible.
Accounting
We help clients keep their books current and accurate, especially on cost accounting, to make sure ACVs and inventory management reflects realities that capital providers can recognize. While we do not provide CPA services, we do help book keepers stay current on financial reporting to owners.
Activities
-Weekly Report: A review of the published Borrowing Base.
-Summary of week´s performance Discussion with bank to go over line items.
-A Projection for the following Borrowing Base.
-Advise on Collateral Management: Control of due dates.
-Advise on Inventory Management: Control of Curtailments.
-Advise on Collections: Reporting of Roll Forward, repossessions, and delinquency in portfolio.
Activities
-Booking of all transactions.
-Trial balance review.
-Fianancial Statements issuance: Profit and Losses and Balance Sheet statements.
-Bank reconciliations.
-Notes and inventory reconciliations.
-Debt Reconciliaton.
Analytics
Analytics and Reporting. Throughout it all, we conduct standard business analytics on clients’ portfolios, including loss curves, servicing rolls, transit assets, and historical performance.
Activities
-Portfolio summary: Quick analysis of current portfolio and performance.
-Loss Curve: Losses incurred by vintage.
-Default Curve: Incidence of charge off by vintage.
-Last 12 Months: Analysis for the CRR and the Sales for the last 12 months.
-Cash analysis: Quick analysis for cash.
-Model: 4 years proforma for the portfolio.
Tableau
Business intelligence and analytics use Tableau as a visualized platform for the intentions of helping people watch, observe, understand, and make decisions with a variety of data. Any type of graphs, plots, and charts can be made easily in it without the need for any programming.
Use cases:
Business Intelligence.
Data Visualization.
Data Blending.
Data Collaboration.
Query translation into visualization.
To create no-code data queries.
Real-time data analysis.
To manage large size metadata.
To import large size of data.
BDC
We provide with a correct and accurate contact and follow up to every Potential New Customer. Our team will get in contact by different means to ensure your peace of mind when doing business with us. We have closed supervision of the whole team, assuring a correct operation.
NEED MORE INFO?
Contact us by phone at (737) 273-8113. We would love to hear from you and discuss how we can assist you.